American Brokerage offers a wide variety of 100% financing options to borrowers who are short on cash but want to buy a primary residence, second home or investment property. Employed, Self Employed, Full Documentation, Stated Income, Good Credit, Imperfect Credit or First Time borrowers are all welcome to apply!

Zero Down Financing :

100% financing (no down payment at closing)

Seller is allowed to pay between 3% to 6% of purchase price towards closing costs

Requires a minimum 580 credit score on purchases

May be a fixed rate mortgage or an adjustable rate mortgage

No time requirements for bankruptcies

Up to 55% debt + housing-to-income ratio

Maximum loan amounts up to $1.4 million

100% financing available on single-family residences,
planned unit developments, duplexes, and condos

Zero Down loans with no income verification

Does not require income or asset verification

Requires an credit scores in excess of 620

At American Brokerage we cater to the newcomers in homebuying. We have a number of programs to help a first time homebuyer become a homeowner quick and painless.

If you are a first time home buyer, we can assist you in finding the perfect first time home loan. We realize that shopping for your first mortgage loan can be difficult, stressful, and at times, confusing. With American Brokerage you can overcome the challenges that many first time home buyers face. American Brokerage is the industry leader in making home loan mortgage process easy.

Depending upon your specific home loan needs, our lenders are able to offer a variety of loan programs. These loan programs vary from conventional zero down loans to special finance loans for those first time home buyers with credit issues. American Brokerage can still offer a 100%, zero down payment, mortgage in most cases to our clients with bad, or damaged credit.  Our staff is standing by to assist you with your mortgage application.

We look forward to helping you with your home loan needs. American Brokerage can typically approve your first time buyer, zero down loan the same day you apply. Your 100% purchase mortgage is a click away. American Brokerage does take mortgage applications by telephone; Please call (800) 874-8760. WIthin five to ten minutes we will assess your options as a first time home buyer. Your mortgage approval typically takes less than twenty-four hours.