Assess Your ‘Ownership Window’ – How long are you planning on staying in this home? Most first time home buyers only own their first home less than five years.

Think about your goals as to your ownership plans. This will help you select the right loan out of the several mortgage options from which you can choose.

Here are some great reasons to buy your new home in Long Beach, California

• Reducing taxes. With a mortgage, you should be able to deduct the interest you're paying — and property taxes — from your income. Often times the tax benefits associated with owning your home make owning is less expensive than renting.

• Appreciation and Equity. Your home should appreciate in value. Historically home ownership has been a great investment. Your financial security and your equity in your new home improves over time. As you pay down home loan, your equity compounds with appreciation. You may roll this equity in to a new home later on or borrow against it.
American Brokerage offers several different 100% Mortgages.

Zero down loan programs depend on the type of credit that you have and whether or not you are able to provide proof of income. That doesn’t mean you won’t qualify with less than perfect credit or lack of income documentation – you still can. The loan terms that you are offered will look at the specifics of these factors to determine you rates and terms.

American Brokerage offers a variety of first time home loans in Long Beach! Let us find the right one for you.
Apply online or call 800-874-8760