Shopping around for the right loan? First-time home buyers in San Jose, California with a steady job and good credit don’t need a down payment!
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Loan Programs we offer in California.
San Jose Mortgages, Home Loans and Refinance
San Jose FHA Loans
Refinance Information for San Jose
VA Home Loans in San Jose
Zero Down 100% Home loans for San Jose
Home Equity Loans in San Jose

First Time Home Buyers in San Jose, California


Why should I buy, instead of rent?
• A home is an investment. When you rent, you loose your monthly and there’s no getting it back. But when you own your San Jose home, you can deduct the home loan interest off of your federal income taxes. Often times there are other exemptions from your California taxes if you deduct the property taxes you pay as a first time homeowner. The savings are substantial! The value of your home should go up over the years. There have been regional slow downs in appreciation but the entire country has never declined as a whole – not even in the ‘Great Depression’. Most importantly your new home is yours – Welcome to your new world of home ownership!

Who qualifies for First Time Home Buyer Loans?

• Most people can own a home – even with no down payment if they have established credit and income - Even people with less than perfect credit!


Get Started on your San Jose Home Now! Apply online or call 800-874-8760 and ask to speak with one of American Brokerage’s Loan Specialists today!

Other Cities in California we provide services.
Zero Down 100 Home loans for Los Angeles
Zero Down 100 Home loans for San Diego
Zero Down 100 Home loans for San Jose
Zero Down 100 Home loans for San Francisco
Zero Down 100 Home loans for Long Beach
Zero Down 100 Home loans for Fresno
Zero Down 100 Home loans for Sacramento
Zero Down 100 Home loans for Oakland
Zero Down 100 Home loans for Santa Ana
Zero Down 100 Home loans for Anaheim
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Customer Reviews

Just a note to let you know that I saw my new home, have my father moved in and all is good! Thank you again for all your hurried help with our mortgage. You made the loan process very easy and I appreciate it. Thanks again! JJ Seattle, Washington
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