Eugene, Oregon First Time Home Buyers

Being a first time home buyer in Eugene, Oregon is a huge milestone! American Brokerage is committed to helping you understand the financing your new home.
Down Payments
It is great if you have a sizeable down payment - the larger the down payment you make, the lower your monthly payments
But if you don’t have a down payment there are still have several home loan options for you. Owning a home in Eugene is far better than renting. Don’t let down payment or credit blemishes stop you from owning your home and securing your financial future!

What can I afford in Eugene?

How much will paying your mortgage affect your finances? Every consumer is different. Some people have high debt ratios (they spend more than half of their gross income on housing and consumer debt) but have strong discretionary income. Others are financially conservative and spend far less relative to their earnings. In the end the choice is yours to balance your spending with the type of home that you can afford and want to live in.
Financing Options
American Brokerage’s wide array of first time home buyer loans allows us to a home loan to meet your finances and help you choose the best mortgage for you.

Apply online today, or call 800-874-8760 and speak with one of our first time home buyer loan specialists!