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  VA Home Loans in Valdosta, GeorgiaVA guaranteed loans are made by lenders and guaranteed by the U.S. Department of Veteran Affairs (VA) to eligible veterans for the purchase of a home. VA loans usually do not require a down payment – Also the Seller can pay your closing costs to achieve a true zero down payment home loan. Find out more by calling American Brokerage today. We will put you in touch with a Valdosta real estate professional and help you through the VA Home Loan Process.
Other benefits of a VA loan include:
Although mortgage insurance is not required, the VA charges a funding fee to issue a guarantee to a lender against borrower default on a mortgage. The fee may be paid in cash by the buyer or seller, or it may be financed in the loan amount. The VA Funding Fee is currently 2 percent on no down payment loans. The funding fee for second time users who do not make a down payment is 3 percent. You can use your VA Home loan to buy your Valdosta home with no down payment. American Brokerage specializes in VA Home Loans and knows more about the VA Home Loan Program that makes a better experience for you!
Veterans can apply for a VA loan with any mortgage lender that participates in the VA home loan program. A Certificate of Eligibility from the VA must be presented to the lender to qualify for the loan. Start by getting your certificate of eligibility you can do this by completing VA Form 26-1880, Request for a Certificate of Eligibility for VA Home Loan Benefits and submitting it to one of the Eligibility Centers with copies of your most recent discharge or separation papers covering active military duty since September 16, 1940, which show active duty dates and type of discharge. Once we have your VA home loan pre-qualified let American Brokerage put you in touch with one of our Valdosta real estate professionals. They’ll show you the best Valdosta homes and negotiate your best deal. Once you’re approved and under contract to buy your new home American Brokerage’s VA Loan Specialists do the rest. It’s that easy.
Start down the road to home ownership today – Use your VA Home Loan – Call 800-874-8760 or apply online |
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